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Wealth Creation on Steroids

You've probably heard this phrase (or any combination of it) from your parents. "Go to school, get a good education and get a good job." In some ways it has become like a mantra to most people. It happened to me and actually to most people I know. I'm sure they mean well. They wanted us to have a better life. They wanted us to have more than they do. They wanted nothing but success. They figured higher education is the way to wealth creation, or is it?

How many people that you know went this route and today are doing well financially? How many still have a job? How many highly educated friends of yours are without a job? How many are worried about their job and their future?

The Department of Health Education and Welfare has mentioned that most people about 95% of them are dead, broke or still working at age 65? Not a good statistic at all.
Now why is that? This is America...

Cashflow Quadrant

Let me borrow some ideas from a bestselling author Robert Kiyosaki and his book, Cashflow Quadrant;
Mr. Kiyosaki said, "There are only 4 ways to wealth creation or to make money".

Picture a pie divided into 4 quadrants; on the left side is your E (employee) side and right below it is the S (self-employed). Now to your right are the B (business) and I (investment) side right below it.

The left side of the quadrant is called the active side where a person trades time to make money. One must physically perform to get paid. Ninety-five percent of the people are on this side and controls 5% of the wealth.

The right side is the leverage side where a person's wealth creation grows exponentially with or without actively trading time and/or money. Five percent of the population is on this side and controls the other 95% of the wealth.

So, most of us are trained to think and operate on the left side of the cashflow quadrant. We are taught and trained (in school) to become good employees and not businessmen. We are trained to participate sharing in the 5% instead of the 95% portion of the 'wealth' pie.

Old School Vs New School

I was with a group of successful people one evening and asked them about these. Most of them agreed on one thing. The mantra about good education they say is really old school. It may have worked during the industrial age but we are now on the internet age.

When America lost its manufacturing base to China a few decades ago things has changed big time. A lot of the industrial age thinking and rules are not effective as they were. Wealth creation's got a new vehicle they say- it's called the internet.

Not too long ago most parents work in one company with a solid retirement package. Mom's stayed home because one income is enough to support most families.

In today's world even dual income earners are challenged financially. Both parents working with two jobs each are common. Why? Inflation and taxes outpaces income and the cost of living continues to climb.
While all these are happening unemployment continues to climb. Good jobs were sent overseas without any chance of them getting replaced at all. High paying jobs reserved to well or even highly educated employees are not safe anymore.

Wanted More Millionaires

Now, America still provides the greatest opportunity on earth. Adapting to change has been one of this country's strength. The internet is one bright spot where Americans can stake a claim on to move towards success.

And believe me, there are people from all walks of life that has found a home and fortune using the power of the internet.

Actually there's been more self made millionaire's in this country within the last 15 years than in its entire history combined. Most of which were done online or with the internet as a vehicle.
Coincidence or not, it's about the same time when the internet brains figured out a way to become profitable. This was when internet commerce began to take off and never looked back.
One great example of wealth creation online comes in the name of Michael Dell. Yes, you've guessed it right - Dell computers.

Long story short, his parent's learned that their son Michael is not attending class like he's supposed to. He was told that if he doesn't change course and go back to school, he's going to be out of his dorm and be on his own. Little did mom and dad know that at that time their son Michael is already making thousands of money tweaking, building and selling computers on the internet. Talk about wealth creation in steroids.

Wealth Creation's New Name

How about the young guns at amazon, eBay, Google, Facebook and other social media giants that became extremely wealthy at a very early age. Some of them weren't old enough to have a business checking account when they started.

Look at where they are now. They have given wealth creation a new meaning.
Most of us know a lot of them were school dropouts, as well. We're not trying to downplay schooling and glorify dropping out of school here. That's not my intention at all.

In fact, I do believe that going to school and getting your diploma or masters or even a PhD are great. Education to me is still the foundation to great success.

My suggestion is, apply time tested skills learned in school or higher education and mix it up with new sets of tool, the internet being one of them, to propel you to success.

Yes, I will still encourage you to, "go to school, get good education..." and now, operate on the B side of the cashflow quadrant and use a new vehicle on wealth creation - the internet!

From your author Dick Cortes;

Visit my blog at http://5kgeek.com on my running adventures as I put social media twist on it. On occasions I will have product shout outs on what I used before, during and after marathons.

Don't forget, I do blog about wealth creation online and some social media stuff as well.

Also, do you dare to follow me on TWITTER? http://twitter.com/5kgeek

Article Source: [http://EzineArticles.com/?Wealth-Creation-on-Steroids&id=4663423] Wealth Creation on Steroids

The Time is Now!

My question to you is, are you going to go down with the ship? There are ways to protect yourself and your family from being victims of the bad economy. If you are relying on the government and your employer to see you through this crisis, I am sorry to say, but your ladder may be leaning on a wall that is no longer there.

The good news is that even though the media wants you to think that there is no way out, and that we are all doomed, the reality of it is, we create our own reality. For example, the internet does not know there is a recession. How could it? That is where education comes in. And I am not talking about education you get from a four year college. No, I am talking about a financial education.

Do you ever wonder why there are wealthy people in most every society? In America it is said that 2-3% earn 95% of the money. Physically they are no different than you and I. Is it that they were born into money or had a "leg up" so to speak? Maybe, but then how would you explain those that come from nothing to live the life of their dreams?

I will tell you what most millionaires have in common, and that is mindset. They are willing to do what the other ninety five percent are not willing to do. It starts with maybe attending a seminar or two about how to improve your finances. Then that seminar may lead you to a book or another seminar. All the while you are starting to see that there is a life that exists outside of the mainstream.

The good news is that you are expanding your mind. The bad news (not really bad), you need to convince yourself you can succeed as an entrepreneur. The problem with such a booming economy, everyone is making money. It is only now that we are seeing who was real, and who was just along for the ride.

My own personal financial education started with a little book called "Rich Dad, Poor Dad" by Robert Kiyosaki. It took my mind in a total different direction that I was brought up in. Nothing against my parents; it's just not your herd mentality information. My biggest take away from the book was how hard the W2 wage earner works, and they are the one's that get hammered the most in taxes.

That is why this war on the rich will never work. It has been tried in many other countries, and has failed. Why our government does not see that is beyond me. At this point it is ideology, and hopefully it will be a passing phase in our history.

My advice to you is to get educated. If it is internet marketing you chose (that is my choice), then become an expert. Chose something (blogging, article marketing, Pay Per Click), and attack it. We live in a wonderful world of technology. The internet is here to stay, and the beauty of that is that it does not sleep. So get educated, and get around those that are truly interested in your success. And then you may soon be receiving check in the mail for commissions from a company that you helped share their knowledge. It doesn't get any better than that!

Michael Riley

Entrepreneur, Teacher, Writer, Student

As in any business, it take a little time to build momentum. That is why many fail out the gate. It is important to set realistic goal expectations, personal development, and training to achieve the freedom that we all desire.
in http://WWW.YourTicket2Freedom.com

Article Source: [http://EzineArticles.com/?The-Time-is-Now!&id=4642998] The Time is Now!

Online Career Education - What To Look For

Now some of you might be wondering what's some of the most effective and successful business out there on the internet?

This question can be difficult to answer, due to the nature of the World Wide Web, the possibilities for business and career opportunities are literally endless. This fact however, is a double edged sword. While it is true that there is plenty of room for excellent business ideas and opportunities for a person to take advantage of; there's also countless scams and rip-offs that run amuck, just waiting to prey on an innocent victim, leaving one to ask themselves where they could possibly find some substantial online career education to get them to where they want to be?

The answer to this question is too complex to answer, although there is criteria that you can follow in order to ensure that the "education" being offered to you for whatever price is something to be considered, or if you should just close your browser without a second thought.

So for those of you who ARE seeking good online career education, and ARE wanting to cut out all of the garbage and nonsense, then these are the qualities you should keep your eyes peeled for.

1) Up-to-date learning material.

If the things that you're being taught are completely outdated, then what's the point in learning them? If the material doesn't change to keep up with trends or new techniques being developed, then chances are the information that you're going to be paying for is completely useless.

2) Tools to help you apply what you've learned.

A person can research forever, and spend a whole lifetime learning what there is to know about what they want to do, but if they don't USE what they've learned then there's no distinguishable progress being made. On the other hand, being thrown into the snake pit with nothing but text to defend yourself with isn't much of an alternative. More people learn the tools of the trade based on experience, not textbooks and lectures. To accommodate this, you need tools and resources that are actually used by the professionals to help you learn. If your paying for something as important as education, don't you think it should be the best they can offer?

3) A community to help guide you.

Speaking from experience, self-learning can be a very difficult thing if you don't have discipline and commitment. Even if you do, it can still be pretty tough! But if you have a whole group of people doing what you do, you can go to them for help and they can share their collective experience with you and get you on the right track!

And that's it; it's only three simple rules to finding high quality online career education. Something that I personally use and am very satisfied with is Wealthy Affiliate, considering that it meets all of the above requirements and more! However, my goal is just to educate you on the good and the bad that's out there.

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Article Source: [http://EzineArticles.com/?Online-Career-Education---What-To-Look-For&id=4532836] Online Career Education - What To Look For

Stay at Home Jobs For Moms With No College Education

Sales and Distribution - the first, and perhaps one of the most obvious alternatives available for moms with no college education is probably selling something. Multi level marketing companies like Melaleuca and Mary Kay offer the opportunity for anyone to start their own business with very minimal start up costs. The down side is that these businesses can take a really long time to build into a truly lucrative income you can rely on. Plus, a number of them require time away from the family to host parties and demonstrations, and the income is never guaranteed.

Become a Virtual Assistant, Medical Transcriptionist, Transcriber or Translator - the reason I group all of these together is because they are all of a clerical nature. For any of these you will have to spend a significant amount of time on the computer. You can get full training on any of these careers online or by correspondence. The typical cost of training for any of these ranges between $400 and $2000. Most programs that offer training will also assist you with placement, which is a great perk. The greatest benefit to these alternatives is that they offer a steady paycheck, not unlike a regular job. The downside for a work at home mom is that you will have to learn how to balance the kids and the job. Like I said, you will have to spend a significant amount of time on the computer, so getting the kids to give you that space might be a bit tricky.

Take-along Businesses - What do I mean by that? Well, businesses that might require some time away from the house, but to which you can take your kids along without any major problems. For example, doing landscaping work, cake decorating and starting your own daycare, are all jobs that not only make it possible for you to take your kids with you, but might even be fun for them to join you. Hand the oldest ones a shovel or trimmer, and the youngest ones a trowel to help you in landscaping. Have them help you on cake deliveries. Or simply have them join you at daycare and even play with the other kids! Any of these alternatives will help you earn a bit more money, can be pretty consistent in the income they produce, and offer room for growth. The major downside is that kids are VERY unpredictable. So, you never know when assistance can turn into total mischief and chaos.

BECOME AN ENTREPRENEUR - I know what you're thinking. "How can I become an entrepreneur without formal education?" Well, let me tell you, this is the time to reinvent yourself. Do you believe in yourself? Are you ready to do whatever it takes to turn your family's life around for the better? Then make and investment in yourself! This alternative will require a bit more time at the beginning, as you put on your entrepreneurial hat and start to fill it. It may also require a bit more money to start. But, think about it. When you work for others you are limited to their schedules, rules, and the compensation they think you are worth. This is the only alternative that will give you back, possibly multiplied by a lot, all the effort and money you initially invest. This is the time to believe in yourself and build for you and your family.
What are the best stay at home jobs for moms with no college education? That depends on your vision and commitment. It is entirely up to you! Be creative! That is the most important element here. Do your due diligence and research the alternatives. Then, make a choice and stay focused. Persist without exception. Remember that you can't fail unless you give up!

Marcy Amaro is the owner of [http://www.GlobalMarketingClassroom.com]http://www.GlobalMarketingClassroom.com. She is a wife, mother of two, and a former English teacher, turned internet entrepreneur. She has gone from a schoolroom to working with six-figure income earners and millionaires, all from the comfort of her home. Her Passion is helping others who have a burning desire for success achieve their dreams. You too can succeed. Find out how at [http://www.StrategicMarketingMaven.com]http://www.StrategicMarketingMaven.com.

Article Source: [http://EzineArticles.com/?Stay-at-Home-Jobs-For-Moms-With-No-College-Educatio...] Stay at Home Jobs For Moms With No College Education

Are Home Businesses Going to Succeed in This Economy?

Lets say that your are running an information product or education product from home, this has an advantage that where it allows you to let most of the technology work, the tracking, and with no packaging, it's taken care of. It maybe a down loadable file such as audio, video or a PDF file made up as an e-book which also eliminates all of that administration whilst you can work to your own schedule.

This has a huge advantage, not only over a traditional job, but also over other businesses, as it allows you flexibility and free time. Oh and as I didn't mention this, the others that work with me in my team all work from home too, which is awesome.

With major retail stores selling DVD's and CD's closing down daily around the globe, there's one huge company who is thriving and is going to succeed in this economy, jamming their stores with people, buying Mac Books, iPods, iPhones and of course the new iPad.

They're all buying these mainly to watch video, listen to audio files, download e-books.

The iPad alone sold over 300,000 in their first day of launch and one interesting point is they actually sold 250,000 copies of the e-book too on the day it opened.

With an estimated 100 million sales of the iPad this year, you can see where all of this is heading can't you.

It's a New Reality... Making money like in the past with old school ways is becoming increasingly more difficult.

We're transitioning from a manual labor society to a knowledge society. People are paying for more knowledge and education than ever before on information and coaching. And it's growing fast. e-books, advice, video, online education are all the trends and are currently the fastest growing industries in the world.

Home based businesses have more than double the chance of success in this economy than a traditional business, because it can flex around your schedule. An information business is what you can start right now with just a computer.

The bottom line is to...stop trying to make money in the past trends...it doesn't work.

If you want to turn your knowledge into money you need to learn how to sell information products, education, advice and coaching by helping others from your knowledge, then you can market it online like so many others are doing very successfully.

Erle Freeman is a home business expert and marketing consultant. Erle is associated and works along side the top 1% income earners in the home business industry. He coaches and mentors home business owners, providing them with the entrepreneurial skills to gain education and knowledge to create a successful legitimate business online. Learn From Erle at http://HomeBusiness.WealthMastermindSuccess.net

Article Source: [http://EzineArticles.com/?Are-Home-Businesses-Going-to-Succeed-in-This-Economy?&id=4415401] Are Home Businesses Going to Succeed in This Economy?

Network Marketing Education - Discover How Network Marketing Education Can Work For Your Business

If you were to ask the Direct Marketing Association (DMA), they would tell you that direct mail can definitely increase the response rates. But more importantly, these rates are going to depend hugely on the three very important elements. The first one is the format that you use. It needs to be specific to their needs. Secondly, you need a list. This list comes from your targeted marketing efforts that attract your prospects in the first place. You need to have a solution to their problem or their needs. Thirdly, the offer has to be an offer that they feel will help them with (again) their needs. It is basically just satisfying the need that they are trying to find a solution for. If you cannot give them the answer, they will look somewhere else.

Direct marketing is not anything new as it has been around for many, many years. If you are looking for methods to improve your business, specifically looking for direct marketing education, partner up with others, meaning do not be scared to search for experts in the area that can guide you to the success that you desire. The truth is that these are exactly the individuals who you should be seeking when it comes to getting more leads.

The old saying is true that you do not need to reinvent the wheel. What you do need to do is look for individuals who have been successful at marketing and just replicate what those individuals are doing.

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MLM Education - Do You Need It?

Consider the careers where people seem to make the most money:

Doctors
Lawyers
Real Estate Investors/Successful agents
Entrepreneurs

How many years does a doctor invest in education and internship? Is it really necessary? Well, let's see...would you want to have surgery performed by a "doctor" who read one book on the subject or would you prefer someone who completed the full schooling, passed the board exams, and completed a surgical residency?

What about lawyers? There are software programs and services from people who are not actually attorneys to prepare your will and handle your estate, or handle a "simple" divorce. I'm not sure I trust that. And what about if you are actually charged with a crime or misdemeanor? Do you want someone with a great education and experience to defend you?

Licensed real estate agents must pass exams. Investors can be anybody, but do you think there is a learning curve to be successful? I bet there is! Robert Kiyosaki is a best-selling author for a reason. Markets change, and if you don't understand what is going on you could lose quite a bit of money.

Many entrepreneurs had no formal schooling. But they all learned from the school of "hard knocks." And some need to secure loans from investors, so they need to learn how to do that. Loans require business plans to prove the idea is viable. So real world education is needed to be a successful entrepreneur.

MLM is a unique type of business because there are no specific degrees or licenses required and the initial investment is not large. This doesn't mean that you can succeed without any education in the industry!
You need to know if you are joining a solid company that will be around for many years.

You need to understand your contract to ensure you won't be terminated and to find out if you can retire and still earn a check
You need to understand how your compensation plan works to maximize it
You need to understand how to communicate with people to learn their needs and to mentor them effectively

Diving in to MLM and expecting to make immediate income without any education is unrealistic. In fact, even with the right education there is still a building period during which there is no big income for most people. Patience, perseverance and hard work are required for success! Trying to shortcut the process will only bring frustration and failure.

So, find a good mentor with a great system they can plug you into so you can maximize your potential for success!

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Article Source: [http://EzineArticles.com/?MLM-Education---Do-You-Need-It?&id=4220963] MLM Education - Do You Need It?

How the Web Influences Education

One of the biggest evidences of how much the internet is impacting the way things work is to look at how students are trained to use it in upper level education. Students today are learning things very differently than they did twenty years ago since you were probably in college. In schools today, computer classes are mandatory and by that it means that kids are learning far more than just how to type and what a hard drive is. All students in business programs at any credible institution are going to be learning how to design spreadsheets and create databases. These are essential functions in virtually every field and so they are taught in school.

No matter what someone is studying they are going to get a job working for someone somewhere. This means that whoever they work for is going to have a web site. In schools today most students learn the basics of computer programming and website design so that they can at least converse on a reasonable level with web designers and computer technicians.

Another key aspect is how integrated the internet is in everything. Many classes no longer have a classroom but are taught completely online. These courses may be broadcast all over the world serving literally thousands.

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Article Source: [http://EzineArticles.com/?How-the-Web-Influences-Education&id=4197548] How the Web Influences Education

How the Web Influences Education

One of the biggest evidences of how much the internet is impacting the way things work is to look at how students are trained to use it in upper level education. Students today are learning things very differently than they did twenty years ago since you were probably in college. In schools today, computer classes are mandatory and by that it means that kids are learning far more than just how to type and what a hard drive is. All students in business programs at any credible institution are going to be learning how to design spreadsheets and create databases. These are essential functions in virtually every field and so they are taught in school.

No matter what someone is studying they are going to get a job working for someone somewhere. This means that whoever they work for is going to have a web site. In schools today most students learn the basics of computer programming and website design so that they can at least converse on a reasonable level with web designers and computer technicians.

Another key aspect is how integrated the internet is in everything. Many classes no longer have a classroom but are taught completely online. These courses may be broadcast all over the world serving literally thousands.

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Article Source: [http://EzineArticles.com/?How-the-Web-Influences-Education&id=4197548] How the Web Influences Education

How to Make Money With a High School Diploma

Become an affiliate. Perhaps the best way to start making money is by aligning yourself with a larger company as an affiliate. They don't care if you've gone to college or not, just as long as you can sell their product. You can be up and running as an affiliate in just a few hours and you can start to see sales right away if you commit yourself to it. Just because you only have your high school diploma doesn't mean you should stop learning. If you focus on learning all you can about affiliate marketing, and apply what you learn, you can be well on your way to making livable income with just a high school education.

Become a writer. Right now there is a strong demand for written content for the web so get your fingers typing. If you think you need a college education to write, you're not right. You can write articles for bloggers and use the same voice and style that you do to write emails, just polish it up and add proper punctuation. Many website owners don't want to be bothered with the tedious task of writing their content and happily pay to have someone else do it. If you are a native speaker of English you can write simple articles that won't need to be re-edited and if you get good at writing, you can complete articles faster and faster, thus increasing your dollar per hour rate.

Start your own website. There's no education requirement for becoming an online entrepreneur. If you have a great idea for a website, roll up your sleeves and get it done. Fill it with lots of useful content and over time it will grow in popularity and you can be the next success story.

The big lesson to learn here is not to use your lack of higher education as an excuse for why you're not making money. You might have to work a little harder at the beginning but you have just as much of a chance to make money as the person with a college degree. If anything, you'll be starting out with a lot less debt than that person, and you'll be able to be debt free long before they will.

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Article Source: [http://EzineArticles.com/?How-to-Make-Money-With-a-High-School-Diploma&id=417...] How to Make Money With a High School Diploma