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4 Income Streams Give You a Potential 75% Guaranteed Income When It Goes Bad

Every business knows its ups and downs, conjuncture and other outside factors influence buying behaviour of people in general. Spreading the risk is a well known and well executed strategy of many successful entrepreneurs. If you want to become one of them, you'll have to learn how to do it.

Spreading the risk

A silly example is being an ice cream vendor - 4 seasons in a year, all with their different pros and cons.

25% spring
25% summer
25% autumn
25% winter (goes up to 75% if you live in Europe hehe)

It's not a truthful representation of how much they sell in summer or winter, but it's just to prove a point.

If you're one of the less advanced entrepreneurs and you want to make quick summer money, you will focus on having a small shop on a beach or a cart in the street. The sun shines and many tourists are attracted to your stall. Amazing season!

The next year however, there's a lot of rain and people stay away from the coast, a massive drop in income struck you and you fall back to only 25%.

Summary: You focussed 100% of your business on one season. One bad season strikes you and you lose 75% of your income. The struggle will start to overcome the other three months now.

If you're a smart entrepreneur, the ones I try to convince with my consulting services, you will spread the risk and find other sources of income. In the case of the ice cream venter, think of where you can sell your creamy paste when the sun is not shining.

Fill in the three blank seasons, for example:

Spring: Organise cooking classes and teach people how to make their own artisanal ice cream.
Autumn: Try and sell high quantities of your product to hotels and restaurants
Winter: Experiment with hot and cold, sell your ice cream together with a hot Belgian Waffle!

Now you're covering the whole year and one bad season potentially only affects 25% of your income. Your 75% drop of income in the summer now only affects you for about 18% of your yearly income.

Spreading the risk also gives you new experimental breathing space

By spreading the financial risk of your business, you open up new perspectives. If you're only risking 25% of your income, you may start to give it a try to start something new. In the case of the vendor, why not experiment with a new range of non conventional tastes, basilicum ice cream for example!?

It's possible you're tired of your business location. When you've spread the risk, you can find a new spot and test it properly. Should you fail, you can still go back to the roots, but you had a chance for trying.

I'm not an ice cream vendor I'm an online entrepreneur

I know I know. If you're really an entrepreneur, you should get the picture and render this article for your specific case. If you're only generating content, it's a smart idea to find alternative "products" to supplement it.

When I had my military aviation website, my main income was from AdSense. Imaging getting banned for some reason, what do you do?

I spread the risk and started selling my own posters, t-shirts, mouse pads, flight simulator hardware, pilot gloves and suits. I was able to generate at least 6 sources of income and I opened up the option to experiment with ads.

BusinessPJ is a brand new honest approach to achieving a passive income through hard work and logical thinking. Visit http://www.businesspj.com and get started today.

My very best regards,

Pieter-Jan Verschaeve

Article Source: [http://EzineArticles.com/?4-Income-Streams-Give-You-a-Potential-75%-Guarantee...] 4 Income Streams Give You a Potential 75% Guaranteed Income When It Goes Bad

How To Pack For Traveling

It is a common site that packing and luggage considerations receive more attention than they actually deserve. There is potentially no need to worry about OEM luggage when you have OEM hand carts. Different tourists frown over which baggage to take, what clothes to pack, and other petty issues. So far the only vital thing to remember is the First Law of Packing:

"Do not take along more than you can, or even less than you actually want for the trip." With that said, let us move on to the three basic philosophies in this case:

1. Less is more.

At the very most, this idea is elaborated by a travel guide who took along one bag and that too was lightweight tote. Her travel wardrobe for summer was nothing more than, a black top and skirt, along with a black sweater for cold evenings. Every night, she used to wash her clothes within the sink in her hotel room. In the morning, the only other set of clothing was dry, and she was ready for one more day of visiting the attractions or traveling various destinations.

However, this approach does not work for everyone. So opt for something more realistic. How about the use of a carry-on bag or rucksack of typical under-the-seat proportions? Perhaps, the one for keeping a guidebook, camera, maps, and so on will be perfect. But this only qualifies if you are traveling in the summer and do not need too many clothes.

2. More is better.

Long ago, a grandmother, for instance traveled to the other part of the world with a steamer trunk, along with a toilet-seat cover of rubber. At that time traveling with family's collection of classic bags and two-suiters was also common.

At present, the "more is better" horde will possibly give up the toilet-seat cover and steamer trunk, but finding well-heeled travelers turn up at the airport laden with luxurious suitcases, bags, and golf-club gear is not unusual at all.

There is one clear disadvantage to this particular philosophy: It can certainly be a lot of trouble to deal with porters every time you go for a trip. Also, there is an airline rule that says (suitcase) x (number) = (amplified probability of loss). In case you decide to go heavy, spend a bit extra on your baggage insurance.

Also avoid backpacks with outer frames. Those are meant for mountain tracks in western part of America, but they are enormous to fit on the baggage racks on different trains. Besides, they tend to be quite awkward on jam-packed buses, subways, along with other open places.

Make use of plastic bags in some cases especially when you are packing bottles. Each bottle that has liquid in it needs to be kept within some plastic sack. Throw in a couple of large, frivolous bags to keep soggy clothes, dirty shoes, unclean laundry, or some damp bathing suits.

The bottom line is that, there is no need to take along more than you need. However, it is equally important that you do not change your mind either. In case you wish to dress for dinner, or in case you are an ice dancer who goes to a new skating rink on each excursion, then by all means take along the required elements you need to have a great time.

Stewart Wrighter recently purchased a couple of [http://www.norriscorp.com/]oem hand carts on the internet to help his aging mother and father transport their groceries. He ordered [http://www.norriscorp.com/]oem luggage for his daughter who is traveling abroad this summer.

Article Source: [http://EzineArticles.com/?How-To-Pack-For-Traveling&id=5569073] How To Pack For Traveling

Sun Hats - How to Create a Wardrobe of Summer Dresses That's Economical

If your clothing budget is anything like mine, you might think that this summer's wardrobe will be woefully slim in the number of selections in your closet. With an innovative strategy and just a bit of planning, this need not be the case. Let's see how you, the clever shopper, can create dozens of different looks with just a half a dozen (or less) summer dresses.

When your clothing budget is limited, put your main focus on classic cuts and styles. This give you two immediate advantages. First, these summer dresses will still be in style next year. Second, classic styling allows you to accessorize one dress for a number of different looks. Properly accessorized, no one will be snidely thinking, "Oh, didn't she wear that just the other day?" For example, a plain, white dress, with an A-line cut, may be worn with a pair of red, platform style sandals, a red handbag and bright costume jewelry, to a luncheon date. Tomorrow evening, you can team the same dress with a black handbag and heels, accessorized with a fancy pair of gold earrings, a few gold bangle bracelets, and a wide brimmed, black felt hat for a sophisticated and entirely different look. Now you're ready for a night on the town!

Your accessories are a key component of the versatile wardrobe of summer dresses. The right accessories, paired with classic styles, allow you to dress your outfit up or down, according to the type of event you're attending.

Your choice of colors, fabrics and pattern designs is also important in the overall success of versatile summer dresses. Solid colors are easiest to accessorize. Your best bet is a mix that includes one white, one black and one of your favorite colors. White and black dresses lend a dramatic element, while also showing off your tan nicely. As for your favorite color, well, it's probably your favorite color because it looks good on you! Besides, this means it's likely that you have accessory items in your closet that will coordinate well with that color. When the number of summer dresses in your closet are limited, it's better to choose patterns on a smaller scale. Large pattern designs tend to be more distinctive and memorable, as well as limiting your choice of accessories.

Classic jackets, such as blazer and bolero styles, are good additions to your wardrobe of summer dresses. Lightweight fabrics, such as cotton or linen, are comfortable and in keeping with warm summer weather. When you shop for clothing, always buy the best quality you can afford. Remember that this year's picks can be worn next summer and probably the subsequent year. Come next summer, you can expand your summer dresses collection with some new favorites. There, you have in a nutshell, the secrets of the well-dressed woman. That would be you!

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Article Source: [http://EzineArticles.com/?Sun-Hats---How-to-Create-a-Wardrobe-of-Summer-Dress...] Sun Hats - How to Create a Wardrobe of Summer Dresses That's Economical

Simple Summer Marketing Ideas for Work at Home Moms

Summer time means we're usually outside more, away from the computer, and getting some sunshine.� That can make it difficult to stick with some of the marketing plans that rely heavily on the internet.� Not sure what to do to stay active with your marketing while busy enjoying summer with your family?� Here are a few low-tech and off-line ways you can get in some business marketing while you're off to the beach or park.

Write Thank You Notes: Real, old-fashioned pen and paper note cards are still available at your local stores.� Pick up a few packages and some stamps.� Then write a few while you're watching your kiddos play outside in the yard.� You could send them to your top customers, the ones who've been with you the longest, vendors who make it easy to work with them, or even bloggers who you enjoy following online.� A hand written thank you note can go a long way towards building a relationship with key clients or those you want to connect with.

Carry Your Business Cards & Let Them Out of Your Purse: Keep your business cards ready so you can hand them out when you meet someone who could use your products or services, or who knows someone who could.� Business cards are a very inexpensive marketing tool.� I like Overnight Prints.� Vista Print is also very popular.

Advertise on Your Taxi: Do you feel like a taxi driver hauling your kids around to all those summer activities?� Get a nice decal or magnet to stick on your vehicle and get some extra benefit from all that extra mileage.� Check out the rel=nofollow [http://www.vistaprint.com/car-magnets/car-door-magnets.aspx?xnav=TsrItem&xnid...]options from Vista Print here.

Use Your Products: If you sell a product, keep it with you and use it creatively while you're out and about.� Sell Tupperware?� Use it for the kid's snacks when you go to the park.� Sew your own hand bags, diaper bags, clothing, or baby carriers?� Make sure you've got a nice visible logo and website URL on the item and then wear it proudly while you're away from home.

Make Targeted Donations: Keeping in mind who your ideal client is, choose things to donate to that reach that client and involve your children. �For example, most little league type summer activities are always open to donations of items or sponsorships.

Wear Your Logo: Websites like rel=nofollow [http://cafepress.com/]Cafe Press make it easy to custom design t-shirts, baseball caps and more with your designs.� Create one for you or your kids with your logo or an appropriate slogan, quote or funny line and your website URL.

And now, let me give you access to some great free resources for small businesses including 101 Free/Cheap Ways to Market Your Business and more at http://www.michelleshaeffer.com

Michelle Shaeffer has been a work at home mom for more than 10 years and loves to share the tips and strategies she's learned to help other home based business owners.

Article Source: [http://EzineArticles.com/?Simple-Summer-Marketing-Ideas-for-Work-at-Home-Moms...] Simple Summer Marketing Ideas for Work at Home Moms

The Cure For the Work at Home Summer Time Blues

Having a tough time working your business around your family this summer?� I hear it all the time.� "The kids are out of school and I just can't find time to work my business around all the summer activities, so I am kind of at a stand still."� I'm here to tell you that if your business is not moving forward it will soon be moving backwards.� Business can't stop because it's summer. Yes, it absolutely can be adjusted, but it can't stop.� There are ways to work smarter, and still be able to be there for all the summer activities and fun.� We work at home because we want to be able to balance work and family, right?� For most of us, work is a necessity whether we have a� home business or if we work for someone else.� Working is not an option.� Income is not an option.� So let's talk about some of the ways we can have extra time freedom this summer and still move ahead in business.

Planning and prioritizing are essential parts of running a home business.� Whether it's a ball game, soccer practice, the carnival comes to town or church camp, you need to schedule it so you can plan your work week.� Yes, life happens, but income won't if you don't keep time management a priority.� Talk to your family, let them know that you need to know about upcoming activities in advance.� Talk to other parents and see if they would be willing to take turns carpooling the kids to soccer practice, etc.� Make it a practice to accomplish as many tasks as possible when you are doing your "running around chores"�� For example, I� plan my� week's grocery needs and get everything at once instead of running to the store several times a week.� I also get my nails done on that same trip.� Both time consuming things get done in one block of time.� I now have extra time later that week to plan work activities.� I also saved money on gas because I won't be making extra trips and I know I save a bunch of money by not running in and out of the grocery store several times a week.� Take a look at how you are spending you precious time.� Do you have a plan or are you flying by the seat of your pants?� You should be having loads of family fun this summer and still be able to accomplish what you need to do for your business.

Celene Harrelson is the Founder/CEO of The Happypreneur.com. Her passion for helping work at home women over 50 succeed in business has turned into her mission. Celene has discovered through her own journey that baby boomer women have a different set of challenges than younger women who want to build a home business. The Happypreneur's purpose is to help women find joy and fulfillment working from home. http://thehappypreneur.com

Watch "The Why Movie" and get your Free Report "7 Secrets To Work At Home Success For Women Over 50" by clicking this link: [http://is.gd/bgos2]http://is.gd/bgos2.

Article Source: [http://EzineArticles.com/?The-Cure-For-the-Work-at-Home-Summer-Time-Blues&id=...] The Cure For the Work at Home Summer Time Blues

Need a Summer Job?

Summer Jobs is something many people are looking for. In some cases it's college students and in other cases it's other people like teachers who typically have seasonal jobs. Either way millions of people are looking to the Internet for help in finding summer jobs. Home jobs are a very viable way of creating an income for many people.

There are many summer jobs that can be done from the comfort of your home. Many companies are now outsourcing their data entry demands. Why? Well it's a win-win situation for the companies, because they do not have the cost of having to pay benefits and monitoring their staffing requirements as closely. They save money and get the job done by people sitting at home typing. This is just one area where people are earning money with summer jobs.

We see searches online everyday for phrases like type at home, type 4 dollars, data entry, easy data entry, typing simple data entry, summer jobs and more.

Here is a small list of categories where you may be able to find a summer job:

1. Data Entry
2. Type at Home
3. Medical Transcription
4. Online Paid Surveys
5. Online Retail Store
6. Affiliate Marketing

People everyday are making money in the above areas. Many start with the thoughts of simply working a summer job, but end up working from home in their spare time year round. It's amazing how much money can be made if you know where to start.

I suggest doing careful research looking for companies match what I call your work at home profile. This will ensure you find work that matches your skill sets, income objectives and available time. If you're going to do this you want to put yourself in the best position for success.

Some of the benefits of working at home are as follows:

1. You can decide when you would like to work
2. You have control over your income
3. You can work from the comfort of your home
4. If you want more money simply do more work from home
5. You can replace the income from your day job
6. Improve both yours and your family lifestyle

You can see why this is so popular now days especially with the unemployment rates being so high. Many people are simply looking for jobs. Some have lost their jobs and are having great difficulty finding new ones. The Internet is becoming more of a solution then ever before.

We did our research and found some good companies that can fit the bill in our opinion. You need to do your research, find the right company for you to work for and get started. There is no better time than the present time

Take action, work hard, exercise patience and enjoy your new work at home endeavor.

Please feel free to read both this article or one of my many others by visiting my link in the resource box below. I always enjoy getting emails pertaining to my articles or my site. Your feedback is important to me.

Michael Comeau has been owner of many successful businesses over the years including his current online business which can be viewed at [http://www.workfromhome4dollars.com/Article-NeedASummerJob.php]http://www.workfromhome4dollars.com/Article-NeedASummerJob.php. You may also find more articles by Michael Comeau at [http://www.workfromhome4dollars.com]http://www.workfromhome4dollars.com.

Article Source: [http://EzineArticles.com/?Need-a-Summer-Job?&id=4681327] Need a Summer Job?

Tutoring to Make Money

Whether you are considering a big career change or just brainstorming about new ways to make some extra cash, consider tutoring to make money. Tutoring provides you with all the benefits and flexibility of being your own boss, and as the icing on the cake you will enjoy your work and feel satisfied from helping someone else.

Tutoring makes good money. You should start out at a minimum of $20 per hour. Don't set your prices too low because it cheapens the value of your service. Whether you tutor online or in person, you can easily make $40 to $70 per hour. Remember that when you work for a tutoring company, they will tack some fees onto your asking price, making your client's price higher, so you will have to exercise some good judgment when setting your rates.

During the summer months, when many students want to put the books away and go on vacation, there are students who would like to brush up on their skills before the next school year starts. Because many parents work during the summer, they are eager to enroll their children in summer camps. Consider taking advantage of this by running your own summer day camp. Whether you are a math tutor or a music tutor, you could continue to make money throughout the summer months when your regular students are on holiday.

Summer day camps work well when they are structured so that the students brush up on skills in the morning, and then some type of activity is planned for the afternoon. For example, in a math camp, you could do worksheets in the morning, watch a short video about a math principle, and then break for lunch. The students will each bring their own lunches every day, to cut down on your expenses and also to make sure there are no allergy problems. Then, in the afternoon you could take the kids swimming or to a park. While there, have them look for things that are math-related, such as calculating the perimeter of the pool, the volume of water, or the motion of a swing. Upon arriving home, you can talk about what they noticed. Round out the day with some games that are based on math, and make sure to send their worksheets home with them so their parents can see what they accomplished.

If you scheduled your day camps from 9:00am until 4:00pm, with an hour break for lunch, then you would have a 3-hour morning session and a 3-hour afternoon session to fill. If you charged your students $150 per week, and you had just 4 students, you would be earning $600 per week. You could run camps for several weeks during the summer, giving yourself some time off here and there for your own vacation and to recoup for the next day camp.

Tutoring is a great way to make some extra money.

Learn how to become a tutor to earn extra money.

I have lots more great ideas for your own personal tutoring business. Start making money today!

Be a tutor today to supplement your income

Start making money tutoring now http://www.beatutornow.com

Article Source: [http://EzineArticles.com/?Tutoring-to-Make-Money&id=4547070] Tutoring to Make Money

Creative Marketing Ideas For Summer - 3 Ways to Create Leads During the Summer Season

Creative marketing ideas for summer to enhance your promotional campaigns is a great plan if you want to stay in business during this, for some, slow season. It's that crazy summer time again which, for many business owners, means a drop in sales. I've got good news for you. This summer season, you and I are going to increase our sales. Let me share......

Creative Marketing Ideas for Summer - 3 Ways to Create Leads During the Summer Season

1. Weekend Getaway
Organize a short mini-vacation in a nice resorts somewhere near the beach with some of your close past clients. A great way to reconnect on a more personal level. Usually this will result in some referral business. Ask them to bring a long a friend or two as well. This might even bring you some new clients while you're on your short holiday, having fun.

2. Summer BBQ
It's warm, it's hot, the perfect time for sparking up that BBQ! Invite your friends, their friends, neighbours and other people that you know. In my personal opinion, one of the most fun, creative marketing ideas for summer and to create leads during the summer season. This is social networking on a high level folks! This will get you more referrals and perhaps even a few new clients as well.

3. Community Day Marketing
In many villages or city areas, the local community organises day celebration with events and activities for the whole family and there are also vendor booths. Here is another creative marketing idea for summer... Make a reservation to get a spot and pitch up a nice big tent, install a nice presentation table and have something of great value to give out to the people. You could organise a raffle or a bingo. Give away one time limited offer discounts. Whatever it is, make sure it has phenomenal added value! At the end of the day you will have created yourself many referrals and perhaps got yourself a few more clients too.

I could mention many other ideas to create leads during the summer season, but that would make this article too long. The point I am trying to convey is that when you are creative in your ideas to market and promote your business during the summer time you can certainly increase sales. Easily. The other advantage of the above mentioned examples is that, because it is all social and relaxed, connecting and leveling with other people is easier. Of course I am not saying you should spam your business into peoples faces, but sooner or later during the conversation people will ask about what it is that you do.

Learn more rel=nofollow [http://www.2wealth-2freedom.com]creative marketing ideas for summer, how to create leads during the summer season and read more about all the other marketing methods and strategies that you can use right away to skyrocket your business to massive online profits, during any season, rain or shine!

Mike Heesen is a home business owner that is, just like you, earning a living to support his family, pay for the mortgage or rent, utilities, needs and other desires. He is a member of the world's largest online mentoring and marketing program. His main activities are helping and showing people how to learn and master the power and potential of the internet to create financial freedom. Over the last year, Mike and his team have made significant marks on the internet. You can be part of his team too. Learn effective online marketing! Go now to [http://2wealth-2freedom.com]http://2wealth-2freedom.com.

Article Source: [http://EzineArticles.com/?Creative-Marketing-Ideas-For-Summer---3-Ways-to-Cre...] Creative Marketing Ideas For Summer - 3 Ways to Create Leads During the Summer Season

Work For Summer

Of course there are plenty of jobs to go out and find, but you wouldn't be reading this if you were interested in that, lol.

Here's a list of a few jobs that you can do from home over the summer. I've personally tried and tested these jobs, they're easy and you can pretty much work anytime of the day, and from anywhere, but especially from home.

#3 YouTube - There are so many people that make thousands of dollars from subscribers on YouTube, believe it or not those kids acting stupid with thousands of subscribers make a hefty chunk of change. So make some movies and see what you can get.

#2 Blogging - Believe it or not you can make money writing about anything, just start giving your opinion about everything on your blog.

#1 Surveys / GPT Websites - GPT websites are by far the most efficient way to spend your time and earn a nice check while over the summer or even during the school year. "GPT" or "Get Paid To" websites are a great way to earn a few hundred dollars a month with minimal work. No experience is required, I highly recommend this be your choice for spending that free time.

Remember these suggestions aren't exactly "jobs", you don't go somewhere to clock in or clock out, you don't follow the directions of some grouchy boss. I personally think it's a far better way to make money. As you probably won't be able to support a family off of the money you'll earn it is extra money for very minimal work. Filling out surveys with the popular GPT website listed below is by far the best way to make extra cash from home.

I'm 16 years old and I make $400 a month with this popular GPT website, to learn more rel=nofollow [http://www.squidoo.com/easywaystomakemoneyforkids]Click Here.

Learn More [http://www.squidoo.com/workforsummer]Click Here.

Article Source: [http://EzineArticles.com/?Work-For-Summer&id=4302724] Work For Summer

Fun Summer Jobs For Teenagers - Working Online

It's almost summer and this may start teenagers to think about summer job plans. There are plenty of jobs available in malls and restaurants but they are not known as being the most exciting jobs. Now this will help you think outside of the shopping mall and look at ideas for fun summer jobs for teenagers and the best way to have fun is to make your hobby a source of money.

Designers/Illustrators

Do you love to draw? Maybe your drawings help other people. You can design logos, posters, packages, t-shirts and mugs. Another option is to work as a book illustrator in some comic book company. The job can also be extended to produce audio and video productions.

Data Entry

The trend of outsourcing data entry, especially offshore, has accelerated dramatically in recent years. Outsourcing data entry work is a wise and profitable option for those who would like to concentrate on core processes and leave data entry work to a reliable service provider who specializes in the field of data entry. With a number of information systems requiring a constant stream of data, data entry doesn't necessarily have to take place in an office or workplace. Many people work out of their homes entering data, transcribing medical information, or updating websites - especially websites that offer merchandise.

Blogging

Blogging can be a fun summer job for teenagers. The personal blog is a type of blog that is an ongoing diary or commentary by an individual and is the traditional, most common blog. High school students may want to post their journal online and earn from it. It is a way to communicate and a way to reflect on life or works of art. Some sites allow bloggers to share thoughts and feelings instantly with others, and are much faster than emailing or writing. Just by writing blogs, you can earn money through advertising, affiliate programs, business blog writing, and more.

It's not too many years ago that teenagers would have to wash cars during the summer months or go around to different houses cutting grass for a little extra income. Back then there was no such thing as fun summer jobs for teenagers. With the progress of the internet there are now many different ways that teenagers can make money especially since most of them are very computer literate. To learn for free how you can make money on the internet visit http://www.3-day-marketing.com

Article Source: [http://EzineArticles.com/?Fun-Summer-Jobs-For-Teenagers---Working-Online&id=3...] Fun Summer Jobs For Teenagers - Working Online